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Becky Rutland

becky@rutlandhomestn.com +1(615) 499-3390

Listed by Wade Kelley • LPT Realty LLC

$ 489,900

Est. payment | -/mo

3 Beds

3 Baths

1,904 SqFt

Save

$ 489,900

Est. payment | -/mo

Save

3 Beds

3 Baths

1,904 SqFt

Open House

Sat Jun 13, 12:00pm - 3:00pm

Sun Jun 14, 12:00pm - 3:00pm

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 1,904 sqft

Price per Sqft $257

Subdivision Ward Bates & Bradfor

MLS Listing ID 3231627

Bedrooms 3

Full Baths 2

Half Baths 1

HOA Y/N No

Year Built 2021

Annual Tax Amount $3,261

Lot Size 10,890 Sqft

Acres 0.25

Lot Dimensions 50X212

Property Sub-Type Single Family Residence

Property Description

An assumable VA loan at 3.125% sets this home apart before you ever walk through the door. At today's rates, a buyer stepping into this loan saves approximately $900 per month -- over $10,700 per year -- compared to new financing. That's not a marketing claim, that's math. Contact the listing agent for full assumption details and lender referrals. Built in 2021 and owned by one family, this 3-bedroom, 2.5-bath home delivers the peace of mind of newer construction in the heart of historic St. Elmo -- not St. Elmo South. The open-concept main level features dark hardwood floors, a gray shaker kitchen with granite countertops, center island, and a professional-grade range hood that anchors the space. The primary suite is on the main level with a double vanity, walk-in shower, and direct access to the private rear patio. A newly installed cedar privacy fence creates a clean, private outdoor space off the back of the home. Professionally staged and showing beautifully. Move-in ready. The Tennessee Riverwalk's 13-mile paved greenway connects St. Elmo directly to downtown Chattanooga and the broader Riverpark corridor -- on foot or by bike. Steps from The Hot Chocolatier, the Incline Railway, and St. Elmo's walkable restaurant and retail corridor. Minutes from downtown Chattanooga and Lookout Mountain trailheads. If you have a VA-eligible buyer, this assumption is worth a serious conversation. Seller requires a VA-eligible buyer to preserve entitlement.

Location

State TN

County Hamilton County

Interior

Interior Features Ceiling Fan(s), Open Floorplan, Walk-In Closet(s)

Heating Central, Electric

Cooling Central Air, Electric

Flooring Carpet, Tile

Fireplace N

Appliance Microwave, Electric Range, Disposal, Dishwasher

Exterior

Utilities Available Electricity Available, Water Available

View Y/N false

Roof Type Other

Private Pool false

Building

Lot Description Other

Story 2

Sewer Public Sewer

Water Public

Structure Type Other

New Construction false

Schools

Elementary Schools Calvin Donaldson Elementary

Middle Schools Lookout Valley Middle / High School

High Schools Lookout Valley Middle / High School

Others

Senior Community false

Special Listing Condition Standard

Schools and Properties Nearby

Find out why customers are choosing LPT Realty to meet their real estate needs

+1(615) 499-3390

becky@rutlandhomestn.com

5505 Alabama Avenue Chattanooga, TN 37409